Iveragh Road,
Killorglin,   Ireland

Solution Name

Fexco OpenConnect

Solution Summary

Fexco OpenConnect

Fexco’s OpenConnect platform is an Acquirer agnostic solution which provides our global merchant base with multiple Acquirer integrations for payment acceptance for all major card brands.

OpenConnect protects card data using Secure Reading and Exchange of Data (SRED) to ensure all card sensitive data is encrypted at the point of interaction (POI), this reduces the PCI scope at a merchant location. OpenConnect returns a token for each card number (i.e. the PAN) received so merchant systems never see sensitive cardholder data. Future processing or correspondence associated can use the provided token in place of the PAN. This architecture simplifies the solution and streamlines operations at merchant locations for optimum cardholder and merchant experience.

Solution Profile

Integration Details

The integration between OpenConnect and Oracle Payment Interface supports the following transaction types:

  • Pre-authorization of transactions at guest check-in
  • Incremental authorization or top-up
  • Automatic authorization release when a guest wants to pay with a different card than the one provided at check-in
  • Sale completion transaction with the same card provided at check-in
  • Dynamic Currency Conversion (DCC) handled on the PIN Entry Device (PED) side. Oracle Hospitality OPERA will always receive DCC data and transaction amounts in local currency.
  • Purchase and refund transactions
  • Void transaction
  • End-of-day settlement transaction to inform OpenConnect when Oracle Hospitality OPERA initiates the end-of-day procedure.
  • Get token transaction to tokenise a card captured on the PED.
  • Get token (bulk) transaction to exchange a multiple or single Primary Account Number (PAN) into a token.
  • Get PAN (bulk) transaction to exchange a token into a PAN.


OpenConnect Portal

Our portal has been developed with the needs of our merchants in mind, we offer real-time and historic transaction reports using a range of practical filter options. Settlement reports are downloadable as CSV or Excel with no sensitive cardholder data included; this ensures end users are not inadvertently storing sensitive information. Our user management profiling allows merchants to assign specific permissions to its user base and to view data from multiple properties/chains where applicable.

Distinguishing Features

Oracle Validated Integration: Oracle Hospitality - Payments

Solution Name

Fexco OpenConnect

Solution Availability



  • Non-Industry Specific

Oracle Products

  • Transaction Processing
  • Hospitality

Company Size Solution is Targeting

No data available.

Open Source Solutions


About FEXCO Unlimited Company

Recognised as one of the world’s original and most established FinTech organisations, Fexco employs over 2,300 people across its suite of companies headquartered in Killorglin, Co. Kerry located in the South West of Ireland.  Founded in 1981, Fexco now has operations in 29 countries across Europe, the Middle East, Asia-Pacific, North America and Latin America.

Fexco serves some of the world’s biggest brands across multiple industries, predominantly in the payments and foreign exchange sectors, through a wide range of innovative products and services including; Transaction Processing, Dynamic Currency Conversion (DCC), Multi Currency Pricing (MCP), Tax Free Shopping and Retail FX. Fexco also offers bespoke Managed Business Solutions and Outsourcing services as well as a full suite of payment management solutions through its Corporate Payments business.

Since inception, Fexco has been driven by an entrepreneurial and innovative spirit. This ethos has brought the company to new regions and industries of growth, connecting customers with exciting new opportunities. Through its commitment to partnership and innovation, the company has built an international network of customers.

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